With us you are well-insured.

With three tariff levels.

For comparison you will find a benefits overview of our three tariffs here – divided into types of insurances.

General part valid for all types of insurances

Insurance coverGeneral part Exclusive Comfort Basic
Insurable group of people German students and students from abroad, language students, doctoral candidates, guest scientists and trainees German students and students from abroad, language students, doctoral candidates, guest scientists and trainees German students and students from abroad, language students, doctoral candidates, guest scientists and trainees
Age of admission Until completion of the 35th year of your life Until completion of the 35th year of your life Until completion of the 35th year of your life
Scope Worldwide USA/Canada against premium surcharge Worldwide USA/Canada against premium surcharge Worldwide USA/Canada against premium surcharge
Insurance coverage at native country within one insurance year Up to 6 weeks at travel interruption Not insured Not insured
Duration of insurance The contractual duration is at least 1 month and 36 months at maximum The contractual duration is at least 1 month and 36 months at maximum The contractual duration is at least 1 month and 36 months at maximum
Generated by wpDataTables

Travel health insurance

Insurance coverTravel health insurance Exklusive Comfort Basic
Ambulatory treatment 100 % Treatments in Germany are subjected to GOÄ/GOZ: Medical services up to the 2,3 times rate Laboratory services (number 437 as well as section M) up to the 1,15 times rate Technical services (sections A, E and O) up to the 1,8 times rate 100 % Treatments in Germany are subjected to GOÄ/GOZ: Medical services up to the 2,3 times rate Laboratory services (number 437 as well as section M) up to the 1,15 times rate Technical services (sections A, E and O) up to the 1,8 times rate 100 % Treatments in Germany are subjected to GOÄ/GOZ: Medical services up to the 2,3 times rate Laboratory services (number 437 as well as section M) up to the 1,15 times rate Technical services (sections A, E and O) up to the 1,8 times rate
Medicine and surgical dressings Unlimited Unlimited Unlimited
Treatments because of pregnancy After passing the waiting period of 8 months After passing the waiting period of 8 months After passing the waiting period of 8 months
Stationary treatment Unlimited For treatments in Germany only standard benefit (multi-bed room, no private medical treatment) Unlimited For treatments in Germany only standard benefit (multi-bed room, no private medical treatment) Unlimited For treatments in Germany only standard benefit (multi-bed room, no private medical treatment)
Medically necessary ambulance service to stationary treatment Unlimited Unlimited Unlimited
Necessary medical aids in consequence of an accident Up to 750 euro each insurance year Up to 500 euro each insurance year Up to 250 euro each insurance year
Pain-relieving dental treatments and simple fillings Up to 750 euro each insurance year Up to 500 euro each insurance year Up to 250 euro each insurance year
Dentures (as well as restoration of function on dentures) 50 % of the invoice amount up to 750 euro for each insurance year 50 % of the invoice amount up to 500 euro for each insurance year 50 % of the invoice amount up to 250 euro for each insurance year
Rehabilitation measures Unlimited Unlimited Unlimited
Cures Medically prescribed cures up to 750 euro for each insurance year Medically prescribed cures up to 500 euro for each insurance year Medically prescribed cures up to 250 euro for each insurance year
Costs for medically sensible return transport Unlimited Unlimited Unlimited
Costs for transportation in case of death 30.000 euro at a maximum 30.000 euro at a maximum 30.000 euro at a maximum
Costs for funeral on site Up to the height of the transport costs Up to the height of the transport costs Up to the height of the transport costs
Generated by wpDataTables

Travel accident insurance

Insurance coverTravel accident insurance Exclusive Comfort Basic
Sum insured in case of death 5000 euro 5000 euro 5000 euro
Basis sum for invalidity 30000 euro 30000 euro 30000 euro
Benefit at permanent and total invalidity (100 %) 105.000 euro 105.000 euro 105.000 euro
Progressive scale of invalidity 350% 350% 350%
Rescuing costs 5000 euro 5000 euro 5000 euro
Cosmetic operations 5000 euro 5000 euro 5000 euro
Generated by wpDataTables

Travel liability insurance

Insurance coverLiability insurance Exclusive Comfort Basic
General amount insured for personal injuries and property damages 3000000 euro 3000000 euro 3000000 euro
General amount for economic damages 50000 euro 50000 euro 50000 euro
Generated by wpDataTables

Monthly premium for stays worldwide

Stays with duration of 1 to 12 months Exclusive Comfort Basic
Total premium 53 euro 36 euro 30 euro
Travel health insurance* 48 euro 31 euro 25 euro
Travel liability-/Travel accident insurance** 5 euro 5 euro 5 euro
Generated by wpDataTables
Stays with duration of 13 to 36 months Exclusive Comfort Basic
Total premium 68 euro 58 euro 50 euro
Travel health insurance* 63 euro 53 euro 45 euro
Travel liability-/Travel accident insurance** 5 euro 5 euro 5 euro
Generated by wpDataTables

Monthly premium for stays worldwide including USA and Canada

Stays at USA/Canada with duration of 1 to 12 months Exclusive Comfort Basic
Total premium 70 euro 50 euro 43 euro
Travel health insurance* 65 euro 45 euro 38 euro
Travel liability-/Travel accident insurance** 5 euro 5 euro 5 euro
Generated by wpDataTables
Stays at USA/Canada with duration of 13 to 36 months Exclusive Comfort Basic
Total premium 90 euro 80 euro 72 euro
Travel health insurance* 85 euro 75 euro 67 euro
Travel liability-/Travel accident insurance** 5 euro 5 euro 5 euro
Generated by wpDataTables

*) monthly premium for travel liability-/travel accident insurance including currently valid insurance tax
**) Travel liability-/travel accident insurance can be concluded optional with travel health insurance