TravelSecure4Students Exclusive

  • Scope worldwide
  • Insurance coverage at native country
  • Reimbursement of medical aids up to 750 euro
  • Dental treatment and dentures are refundable up to 750 euro
  • Travel accident and travel liability insurance can be concluded additionally

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Cost bearing for

  • Ambulatory treatments
  • Medicine and surgical dressings
  • Treatments at pregnancy
  • Stationary treatments
  • Medically necessary ambulance service to stationary treatment
  • Necessary medical aids in consequence of an accident up to 750 euro at maximum
  • Dental treatment and dentures up to 750 euro at maximum
  • Medically sensible return transport
  • Transportation in case of death
  • Locally funeral

 

For which group of people TravelSecure4Students can be concluded? ?

  • Language students
  • Students
  • Doctoral candidates
  • Guest scientists
  • Trainees

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How much does TravelSecure4Students Exclusive cost?

Stays with a duration of 1 to 12 months
Total amount 53 euro
Travel health insurance 48 euro
Travel liability-/travel accident insurance *)**) 5 euro

Stays with a duration of 13 to 36 months
Total amount 68 euro
Travel health insurance 63 euro
Travel liability-/travel accident insurance *)**) 5 euro

Stays with a duration of 1 to 12 months including USA and Canada
Total amount 70 euro
Travel health insurance 65 euro
Travel liability-/travel accident insurance *)**) 5 euro

Stays with a duration of 13 to 36 months including USA and Canada
Total amount 90 euro
Travel health insurance 85 euro
Travel liability-/travel accident insurance *)**) 5 euro

*) monthly premium for travel liability-/travel accident insurance including currently valid insurance tax

**) Travel liability-/travel accident insurance can be concluded optional with travel health insurance

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What do I have to know?

  • Maximum age:  35th  year of your life
  • No deductible for health insurance
  • Maximum term: 36 months
  • From the 13th month the premium is increasing according to tariff
  • Correspond to the requirements of the European Council
  • Application for conclusion of insurance contract has to be effected before start of the journey abroad or within 10 days after entry
  • Insurance coverage at native country up to 6 weeks at journey interruption within one insurance year

General insurance conditions for the product TravelSecure4Students (AVB TravelSecure4Students 2013)

Which insurance conditions are underlying to the contract?

For comparison you will find a benefits overview of our three tariffs here – divided into types of insurances

Insurance coverGeneral part Exclusive Comfort Basic
Insurable group of people German students and students from abroad, language students, doctoral candidates, guest scientists and trainees German students and students from abroad, language students, doctoral candidates, guest scientists and trainees German students and students from abroad, language students, doctoral candidates, guest scientists and trainees
Age of admission Until completion of the 35th year of your life Until completion of the 35th year of your life Until completion of the 35th year of your life
Scope Worldwide USA/Canada against premium surcharge Worldwide USA/Canada against premium surcharge Worldwide USA/Canada against premium surcharge
Insurance coverage at native country within one insurance year Up to 6 weeks at travel interruption Not insured Not insured
Duration of insurance The contractual duration is at least 1 month and 36 months at maximum The contractual duration is at least 1 month and 36 months at maximum The contractual duration is at least 1 month and 36 months at maximum
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Insurance coverTravel health insurance Exklusive Comfort Basic
Ambulatory treatment 100 % Treatments in Germany are subjected to GOÄ/GOZ: Medical services up to the 2,3 times rate Laboratory services (number 437 as well as section M) up to the 1,15 times rate Technical services (sections A, E and O) up to the 1,8 times rate 100 % Treatments in Germany are subjected to GOÄ/GOZ: Medical services up to the 2,3 times rate Laboratory services (number 437 as well as section M) up to the 1,15 times rate Technical services (sections A, E and O) up to the 1,8 times rate 100 % Treatments in Germany are subjected to GOÄ/GOZ: Medical services up to the 2,3 times rate Laboratory services (number 437 as well as section M) up to the 1,15 times rate Technical services (sections A, E and O) up to the 1,8 times rate
Medicine and surgical dressings Unlimited Unlimited Unlimited
Treatments because of pregnancy After passing the waiting period of 8 months After passing the waiting period of 8 months After passing the waiting period of 8 months
Stationary treatment Unlimited For treatments in Germany only standard benefit (multi-bed room, no private medical treatment) Unlimited For treatments in Germany only standard benefit (multi-bed room, no private medical treatment) Unlimited For treatments in Germany only standard benefit (multi-bed room, no private medical treatment)
Medically necessary ambulance service to stationary treatment Unlimited Unlimited Unlimited
Necessary medical aids in consequence of an accident Up to 750 euro each insurance year Up to 500 euro each insurance year Up to 250 euro each insurance year
Pain-relieving dental treatments and simple fillings Up to 750 euro each insurance year Up to 500 euro each insurance year Up to 250 euro each insurance year
Dentures (as well as restoration of function on dentures) 50 % of the invoice amount up to 750 euro for each insurance year 50 % of the invoice amount up to 500 euro for each insurance year 50 % of the invoice amount up to 250 euro for each insurance year
Rehabilitation measures Unlimited Unlimited Unlimited
Cures Medically prescribed cures up to 750 euro for each insurance year Medically prescribed cures up to 500 euro for each insurance year Medically prescribed cures up to 250 euro for each insurance year
Costs for medically sensible return transport Unlimited Unlimited Unlimited
Costs for transportation in case of death 30.000 euro at a maximum 30.000 euro at a maximum 30.000 euro at a maximum
Costs for funeral on site Up to the height of the transport costs Up to the height of the transport costs Up to the height of the transport costs
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Insurance coverTravel accident insurance Exclusive Comfort Basic
Sum insured in case of death 5000 euro 5000 euro 5000 euro
Basis sum for invalidity 30000 euro 30000 euro 30000 euro
Benefit at permanent and total invalidity (100 %) 105.000 euro 105.000 euro 105.000 euro
Progressive scale of invalidity 350% 350% 350%
Rescuing costs 5000 euro 5000 euro 5000 euro
Cosmetic operations 5000 euro 5000 euro 5000 euro
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Versicherungsumfang Exklusiv Komfort Basis
Deckungssumme für Personen- und Sachschäden pauschal 3.000.000,- EUR 3.000.000,- EUR 3.000.000,- EUR
Deckungssumme für Vermögensschäden 50.000,- EUR 50.000,- EUR 50.000,- EUR
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Stays with duration of 1 to 12 months Exclusive Comfort Basic
Total premium 53 euro 36 euro 30 euro
Travel health insurance* 48 euro 31 euro 25 euro
Travel liability-/Travel accident insurance** 5 euro 5 euro 5 euro
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Stays with duration of 13 to 36 months Exclusive Comfort Basic
Total premium 68 euro 58 euro 50 euro
Travel health insurance* 63 euro 53 euro 45 euro
Travel liability-/Travel accident insurance** 5 euro 5 euro 5 euro
Generated by wpDataTables
Stays at USA/Canada with duration of 1 to 12 months Exclusive Comfort Basic
Total premium 70 euro 50 euro 43 euro
Travel health insurance* 65 euro 45 euro 38 euro
Travel liability-/Travel accident insurance** 5 euro 5 euro 5 euro
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Stays at USA/Canada with duration of 13 to 36 months Exclusive Comfort Basic
Total premium 90 euro 80 euro 72 euro
Travel health insurance* 85 euro 75 euro 67 euro
Travel liability-/Travel accident insurance** 5 euro 5 euro 5 euro
Generated by wpDataTables

*) monthly premium for travel liability-/travel accident insurance including currently valid insurance tax

**) Travel liability-/travel accident insurance can be concluded optional with travel health insurance

 

The travel accident insurance of TravelSecure4Students – the meaningful completion of the travel health insurance

Especially students and language students who discover a new country and culture are very active. With an increased activity also the risk that something happens is increasing – above all at leisure time. We can not protect you from the possible accident but from following financial consequences.

  • Sum insured in case of death: 5000 euro
  • Basis sum for invalidity: 30000 euro
  • Benefit at permanent and total invalidity: 105000 euro
  • Progressive scale of invalidity: 350 %
  • Rescuing costs: 5000 euro
  • Cosmetic operations: 5000 euro
  • Insurance coverage twenty-four-seven
  • Independent of if you by yourself or another one has caused the accident

The travel liability insurance of TravelSecure4Students – the meaningful completion of travel health insurance

There are other customs and habits in a foreign country, even the daily life entails new risks. The student or language student will discover all of it but there are many liability risks of which a young person is often not aware of. The travel liability insurance protects you of following loss-causing events during the stay abroad or contains following benefits:
  • Death
  • Injury or impairment of health of people (personal injury)
  • Damage or destruction of things (property damages)
  • Examination if you can be made responsible for the damage
  • After examination of situation paying off compensation according to amount insured
  • Defence of unjustified demands
  • General amount insured for personal injuries and property damages: 3000000 euro
  • General amount for economic damages: 50000 euro